Affordable Neighborhoods in San Diego

In November, the median price for a detached home in San Diego was $645,000 – up 6.6% from November of last year. This was also a 14-year high price for San Diego County! So while it’s been great to be a homeowner or home seller over the past few years, if you’ve been thinking of buying a home in San Diego, you’ve likely been struggling with affordability.

At The Silva Group we’ve helped people buy and sell all over San Diego County and beyond. We’ve had a chance to take a peek inside some of Southern California’s most expensive homes for sale and some of the most affordable. We’ve driven through virtually every neighborhood and watched the landscape change dramatically over the years. And what remains consistent is that there are always pockets of affordability if you know where to look.

To help you, we’ve put together a list of some of the most affordable neighborhoods in San Diego and even a few alternatives if you’re willing to look outside the county!




It’s no secret that Oceanside has been an up-and-coming neighborhood in San Diego for years. But with a median home price of $569,000, it’s also one of the most affordable coastal cities in the county! From single-family homes to gated estates to condos and even 55+ communities, Oceanside offers a little something for everyone. Its close proximity to Orange County and the downtown Coaster station make Oceanside a great choice for commuters. And with Camp Pendleton nearby, the city is particularly friendly to the armed forces. Many military families make their home inside the city’s four zip codes.

Nearby attractions include Oceanside Pier, The California Surf Museum, and the Oceanside Museum of Art. Recent revitalization of Oceanside’s downtown has lead to an influx of new restaurants, breweries, and businesses. Fairs, festivals, and a weekly Farmer’s Market are held throughout the year. In December, the city celebrated the annual Oceanside Harbor Parade of Lights


To the east of Oceanside lies the quiet community of Vista. While Vista has many suburban areas of homes, condos, and townhomes, a large portion of Vista is more rural, featuring custom homes on larger lots. For those who crave the quiet country life, but are unwilling to leave the convenience of having a grocery store or restaurants minutes away, Vista is the ideal choice. And with a median home price of $560,000, it’s an affordable choice, too!

Like Oceanside, Vista offers locals a downtown area that has been revitalized over the last few years. It’s the perfect place to enjoy dinner out with the family or spend an afternoon catching up with a friend at one of the local craft breweries. And with quick access to the 78 freeway, you can be at the beach in no time!

San Marcos

San Marcos has become a hotspot for new development over the last ten years. Though many communities in and around the San Elijo Hills area are very upscale, San Marcos does have more affordable neighborhoods, especially for those looking to buy their first home or downsize to a 55+ community. North of the 78, the median price for a home in the 92069 zip code is only $606,500!

San Marcos offers residents a ton of amenities from restaurants to shopping, dining, and entertainment. The city is also home to several top-rated public schools at the elementary, middle, and high school levels. Recreational activities include 63 miles of multi-use trails, 36 parks, water activities at Lake San Marcos, and more.


With a variety of housing options available (including new construction!) Escondido is a great place to call home. While certain pockets, particularly near Lake Hodges, are currently pricier than the county’s median home price, many areas of Escondido are still very affordable!

Living in Escondido provides residents with easy access to the 15 and 78 freeways, San Diego Zoo and Safari Park, Daly Ranch, Lake Hodges, and the Westfield North County Mall. Escondido also has a thriving and charming downtown area that has many local restaurants and boutiques. On Friday nights in the summer, you’ll even find classic cars lining the main drag during Cruisin’ Grand!


If your idea of the American Dream includes owning a home on a big piece of property, you’ll definitely want to consider buying in Fallbrook! With a median home price of $595,000, Fallbrook is one of the more affordable areas of San Diego County.

Fallbrook embraces its small-town vibe and places an emphasis on community. Most restaurants and businesses are locally owned and operated. The community holds many events throughout the year including an annual Avocado Festival each spring to celebrate the town’s distinction as the “Avocado Capital of the World”!


If you’re looking for a more affordable alternative to living in San Diego, Temecula provides easy access to the northern reaches of the county and allows residents to buy more home for their money. The median home price in Temecula is $466,200 - almost $200,000 cheaper than San Diego! There are a wide variety of housing options for purchase in Temecula from condos and townhomes to single family homes and sprawling ranch estates.

A growing community that is home to more than 115,000, Temecula is best known for its wine country and the annual hot air balloon festival. Expansion in recent years has given residents more options for shopping, dining, and entertainment close to home. But the city still retains its small-town heart. The Old Town Temecula area is charming and full of antique stores. And nothing beats a weekend afternoon spent at one of the more than forty local wineries that dot the countryside!    


Just to the North of Temecula, Murrieta is one of the fastest-growing cities in the state of California. With a median home price of $429,300, Murrieta is a great option for those searching for a more affordable alternative to San Diego.

Murrieta is a family-friendly community that offers residents a variety of ways to enjoy the great outdoors! There are many parks, golf courses, and outdoor recreation areas throughout the city. And Murrieta is just a few miles from the famous Temecula Wine Country!


Ready to start your home search? Call The Silva Group at (760) 458-2575! We’ll help you find the home of your dreams at a price you can afford!

And make sure you download our free House Hunting Checklist by clicking here!

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